Jordyn's FinanceFractional CFO

04of 07Clients

Different companies.
The same standard.

The engagement changes with the stage — the seat does not. Four situations account for most of the work in this practice.

The common thread

What these companies share is not an industry or a revenue band. It is a position: consequential financial decisions are being made, and no one in the building is accountable for the analysis behind them. Sometimes that is a fifteen-person firm; sometimes it is a company with two hundred employees and a finance team that has never had a principal above it.

Situations

  1. 01

    Owner-Led Operating Companies

    Established · profitable · reporting has fallen behind

    The core of the practice. The business works, the revenue is real, and the financial function grew by addition rather than design — a bookkeeper, a CPA, a spreadsheet somebody built four years ago. The owner is still the only person holding the whole picture, and it is held in their head.

    Usually starts with

    • Cash visibility past the current month
    • True margin by line, service, or location
    • A monthly pack worth reading

    Usually a monthly advisory retainer

  2. 02

    Companies Mid-Growth-Step

    Adding headcount, locations, or a new revenue line

    Growth is the most expensive thing a healthy company does, and it consumes cash before it produces any. These engagements exist to make the step deliberate: what it costs, when it turns, what it needs funded, and what the company looks like on the far side of it.

    Usually starts with

    • Capacity and hiring plan with the cash behind it
    • Scenario cases for the step
    • A funding path arranged before it is needed

    Retainer, or a fixed project through the step

  3. 03

    Founder-Led Companies Facing Capital

    Raising, borrowing, or preparing to sell

    Capital events are decided on the quality of the numbers as much as the quality of the business. When a lender, an investor, or a buyer is about to read your financials, the standard changes — and the work of meeting that standard is best done before the conversation starts, not during diligence.

    Usually starts with

    • Books and statements made diligence-ready
    • A defensible model and set of assumptions
    • Lender, board, and investor reporting

    Fixed-scope project, four to twelve weeks

  4. 04

    Mission-Driven Organisations

    Nonprofits and foundations with real budgets

    Restricted funds, grant conditions, and a board that is legally accountable make nonprofit finance less forgiving than most private companies, not more. The work here is discipline: clean fund accounting, reporting a board can approve without hesitation, and a reserve position that survives a slow funding year.

    Usually starts with

    • Fund and grant tracking that holds up
    • Board-ready financial packages
    • Reserve and runway policy

    Retainer, or oversight through the close and audit cycle

A note on size

Too small is a real thing.
So is too large.

Below roughly a million in revenue, the honest recommendation is usually a strong bookkeeper and a good CPA — a CFO seat would be an expensive answer to a question you do not have yet. Well past the point where finance needs daily ownership and a team beneath it, you need a full-time hire, and I will say so in the first call rather than the sixth month. In between is where this arrangement earns its keep.

Next step

Thirty minutes,
and a straight answer.

Bring one question you cannot currently answer from your own reporting. If a fractional CFO is not the right answer, you will hear that on the call — there is no proposal waiting at the end of it.

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